回复：讲一例贷款打败现金的例子

来源: CaLoanAgent 于 2012-05-02 20:53:50 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (901 bytes)
本帖于 2012-05-03 08:14:29 时间, 由普通用户 jy101 编辑
回答: 讲一例贷款打败现金的例子 由 SunshineInCA 于 2012-05-02 17:39:37

 

My borrower got an offer with 380k for the primary purchase. They outbid another cash-offer of 370k. During the loan process, the appraisal value is only 350k, and the agents negotiated with the bank to get 350k as the final price.

The buyer agent knew the game, they offerred a little bit higher to get the deal first, and then negotiated again when appraisal value low.

But if the cash-offer buyer got the deal, they would not have the chance for 350k.

所有跟帖： 

• 这个例子太经典了。你最近生意想必忙，估计很快又要找你了。 -SunshineInCA- ♀ 给 SunshineInCA 发送悄悄话 (262 bytes) () 05/02/2012 postreply 21:22:05

• Was this dual agency? -Nonsense123- ♀ 给 Nonsense123 发送悄悄话 Nonsense123 的博客首页 (0 bytes) () 05/02/2012 postreply 21:25:14

• Dual Agent is seller's agent -CaLoanAgent- ♂ 给 CaLoanAgent 发送悄悄话 CaLoanAgent 的博客首页 (133 bytes) () 05/02/2012 postreply 21:52:14

• Yeah that makes sense。所以做listing agent 是很有动力的。 -Nonsense123- ♀ 给 Nonsense123 发送悄悄话 Nonsense123 的博客首页 (0 bytes) () 05/02/2012 postreply 22:00:33

• 08 09年的时候有这种情况。现在appraisal 低于市价的很少见了。 -Nonsense123- ♀ 给 Nonsense123 发送悄悄话 Nonsense123 的博客首页 (0 bytes) () 05/02/2012 postreply 21:28:22

• This was the case for 2011. -CALoanAgent- ♂ 给 CALoanAgent 发送悄悄话 CALoanAgent 的博客首页 (235 bytes) () 05/02/2012 postreply 21:54:37

• 对。市场专向买家抢的话appraisal就不是一个很重要的前提了。 -Nonsense123- ♀ 给 Nonsense123 发送悄悄话 Nonsense123 的博客首页 (0 bytes) () 05/02/2012 postreply 22:03:14

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