贴了好几次,彬彬有礼的用词,非不让我贴,为什么--实验了好几次,明白了。 新闻链接不让贴ny-post的新闻链接。同学们自己搜吧。贴一小段文字:
The result, according to industry pros: pricier monthly mortgage payments for most homebuyers — an ugly surprise for those who worked for years to build their credit, only to face higher costs than they expected as part of a housing affordability push by the US Federal Housing Finance Agency.
“It’s going to be a challenge trying to explain to somebody that says, ‘I worked my whole life for high credit and I’ve put a lot of money down and you’re telling me that’s a negative now?’ That’s a hard conversation to have,” one worried Arizona-based mortgage loan originator told The Post.
拜登5月1日新政策:credit score越高的,买房的贷款利率越高。
credit score> 680,会导致你贷款利率变高
down payment > 15%, 也会导致你贷款利率变高。
这个政策包括所有的mortage, FHA, conventional.
让信用好的人多付premium, 去补贴信用不好的买房。