不能算贷款，你赚了34万, 25万以上的九万要交税

但是，你还可以减掉买房和卖房的费用，包括买房的贷款费用，卖房的代理费用，住房期间修理翻新，都可以从9万里面减去。

https://www.irs.gov/faqs/capital-gains-losses-and-sale-of-home/property-basis-sale-of-home-etc/property-basis-sale-of-home-etc-3

Question

If I sell my home and use the money I receive to pay off the mortgage, do I have to pay taxes on that money?

Answer

The amount of the proceeds from the sale of your home that you use to pay off the mortgage isn't a factor in figuring your taxable amount for the sale. Instead, the amount you realize on the sale of your home and the adjusted basis of your home are important in determining whether you're subject to tax on the sale.

 

所有跟帖： 

• 多谢回复，知道了！ -kanting- ♂ (0 bytes) () 05/01/2018 postreply 06:14:06

• 抓住热心专业的柠檬问下，我要不要买两个伞险啊？ LLC一个， 我自己一个 -201411- ♀ (0 bytes) () 05/01/2018 postreply 06:33:02

• 多买点保险总没有错 -柠檬椰子汁- ♂ (0 bytes) () 05/01/2018 postreply 06:58:45

• 请问居住期间什么样的修理翻新都可以减吗？换地板刷墙换电器重铺drive way等等都可以吗？ -livefreeordie- ♀ (0 bytes) () 05/01/2018 postreply 08:29:10

• 一般都算，例外是油漆不算，换两次东西（地毯电器等），只有最后一次的算， -柠檬椰子汁- ♂ (410 bytes) () 05/01/2018 postreply 09:24:25

• 谢谢啦，以前的收据都扔了，看来以后所有的收据都得留着 -livefreeordie- ♀ (0 bytes) () 05/01/2018 postreply 11:14:10