房产经纪担心

Realtors and home builders expressed concern on Wednesday that President Trump's tax proposal would eliminate the prized mortgage interest deduction.

The major concern is that the Trump administration's proposed $25,000 standard deduction will stymie the home buying plans of lower- and middle-income Americans if the targeted tax incentive falls by the wayside.

The groups argue that the fallout from the the loss of the mortgage deduction could cause home values to plummet and create a loss of much-needed equity.

“Doubling the standard deduction could severely marginalize the mortgage interest deduction, which would reduce housing demand and lead to lower home values,” said Granger MacDonald, chairman of the National Association of Home Builders (NAHB) and a home builder and developer from Kerrville, Texas.

The National Association of Realtors (NAR) said while the tax plan is well-intentioned it is a “non-starter” with the real estate industry.

"By doubling the standard deduction and repealing the state and local tax deduction, the plan would effectively nullify the current tax benefits of owning a home for the vast majority of tax filers,” said NAR’s President William Brown.

Treasury Secretary Steve Mnuchin previewed the tax plan with a one-page outline of the central components. 

Real estate accounts for more than 19 percent of America’s gross domestic product, or more than $3 trillion in investment, according to NAR. 

“But for roughly 75 million homeowners across the country, their home is more than just a number," Brown said. "It represents their ambitions, their nest egg, and the place where memories are made with family and friends."

Real estate, mortgage and builders groups have long been dedicated years of lobbying to preserve mortgage interest deduction through any overhaul of the tax code.

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"As it stands, homeowners already pay between 80 and 90 percent of U.S. federal income tax," Brown said.

"Without tax incentives for homeownership, those numbers could rise even further," he said.

"And while we appreciate the administration’s stated commitment to protecting homeownership, this plan does anything but."

所有跟帖： 

• 加拿大好像贷款利息都不能抵税的，但房价一样上涨啊。所以这个影响不会很大的。 -hiccupbaby- ♀ (0 bytes) () 04/27/2017 postreply 05:15:02

• 加拿大当然可以抵扣利息 -挪威的海峡- ♀ (0 bytes) () 04/27/2017 postreply 12:05:59

• 自住房的贷款利息是不可以抵税的，投资房当然可以，新税改后美国也是可以的。 -hiccupbaby- ♀ (119 bytes) () 04/27/2017 postreply 14:18:24

• 觉得这个税改就是跟加拿大学啊，自住房利息不抵税，取消遗产税，公司税降到15%。这全是加拿大的税法。 -hiccupbaby- ♀ (0 bytes) () 04/27/2017 postreply 14:24:03