If you need insurance, buy a term. It you want to invest, do invest. You don't mix those together.
UL is not for you, it's a tax loophole for super rich people.
所有跟帖:
• 对,这个是给大有钱的人,把钱传给后代而且避税用的,对一般的工薪家庭,应该用term life. -hhtt- ♂ (0 bytes) () 04/16/2018 postreply 06:56:09
• 也不能这么说,主要是有一笔commission cost,看楼主能否长持, -hz82000- ♀ (80 bytes) () 04/16/2018 postreply 09:52:01
• superrich 为啥得益?能不能说说? -艾克- ♂ (0 bytes) () 04/16/2018 postreply 10:09:12
• 如果夫妻遺產多於22.4米。可以用UL來免或少交遺產稅。用UL很貴。當然你可以做離岸... -big_canon- ♂ (0 bytes) () 04/16/2018 postreply 10:25:41
• 有這様份量的遺產,還買“人壽保險“,是要孩子希望你旱点死吧:) -big_canon- ♂ (0 bytes) () 04/16/2018 postreply 10:47:06
• learnt something, thx -艾克- ♂ (0 bytes) () 04/16/2018 postreply 11:43:33