Her husband is the biggest

loser (not a offence to her hu*****and) in this divorce, the insurance company is the biggest winner. If you see what is in their divorce agreement, you will find out he is supporting his exwife's everything now. Now he may have to pay the huge medical bills for his ex as a result. Please don't be mean to them, I think they are in a difficult situation here. In addition, I think the girl may have nothing to do with their divorce if they married one year later. Let us not blame the poor wife. ALso, if he just need to pay for ex's insurance premium, I don't think they have a problem. But now they have to fight the huge bills.
I really don't understand why he divorce his ex. If not, the insurance company is paying everything and in case the worst happens, the hu*****and can get paid off by her life insurance, purely from finacial point of view.