You have to have all in your mind. Before my D went to college, I saved almost 2 years of EFC for her. A lot of people would say this was a bad decision since it increased my EFC. However, I have my plan--how to manage a whole family's everyday life. Really, 50K in cash does not really increase much you EFC, about 3K. However, it gave me a lot of flexibility to arrange, and less worry for my D in case her mom or i lost job.
Think you are planning a chess.
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• Thanks! It is a good point. -107- ♀ (0 bytes) () 08/29/2012 postreply 07:22:10