leasr规定地主不管liability，租户要买renter insurance，

所以，买伞险有意义吗？买了倒成了lawyer的easy money了。

所有跟帖： 

• Your umbrella insurance is "owner's liability" -海泠- ♀ (46 bytes) () 04/16/2014 postreply 13:04:04

• this is what I put in the lease, no responsiblity -LordofMoney- ♂ (18345 bytes) () 04/16/2014 postreply 13:11:09

• lease如果这么写，P用没有 -说的好- ♂ (20 bytes) () 04/16/2014 postreply 13:12:10

• why? evidence? -LordofMoney- ♂ (0 bytes) () 04/16/2014 postreply 13:13:19

• 1。不符合联邦和州法的合同无效；2。如是你的责任，写上不负责也逃不掉 -说的好- ♂ (52 bytes) () 04/16/2014 postreply 13:16:48

• lease是realtor给的本州统一通用的。 -big-guy- ♂ (33 bytes) () 04/16/2014 postreply 13:24:38

• 这样写只是说他们自己的问题不要来烦你。但他们会变着法说是你的责任，这时你就不得不接招了。 -家教- ♂ (0 bytes) () 04/16/2014 postreply 14:00:41

• Renter's insurance will cover things caused by renter's -海泠- ♀ (51 bytes) () 04/16/2014 postreply 13:25:23