The good thing from Duke is that

来源: 于 2008-10-25 10:02:52 [旧帖] [给我悄悄话] 本文已被阅读：次

they lock the loan amount for all 4 years.

Also, you file profile every year. They need to get things ready for filing next year before April.

The problem is that once you are in, they pay much less attention to you. One must get all agreement for all 4 years before signing the paper to attend.