a friend of mine meets all your requirements.;-)

They both are students. the father is in Ph.d. program, chemistry, and the mother is studying accounting. They don't have money to hire a nanny. All by themseleves. The father works on weekends in a shop to get some extra money. their son is about 1 year old now, and the mother just found a job in accounting. I don't know how they have done it. PF,PF. My mother is leaving soon. I am going to be in the same boat.