yes, we pay a campus health service fee already to cover primary

Now, they make us buy additional student health insurace. unless we prove that our family primary health insurance cover out of network routine care.

我敢说，美国大部分家庭都是HOM. PPO 等等类别的医疗保险吧。 这个都是不COVER OUT OF NETWORK ROUTINE CARE 的。

学校真吭人啊。 我很愤怒。