Option 2 is better for refinance

来源: 2008-06-07 10:18:27 [博客] [旧帖] [给我悄悄话] 本文已被阅读:

1. change to 20 or 15 years term is not a choice because you can not afford the higher monthly dues
2. you have a large lump of money
3. refinance as high as you can