退休其实很简单。本薯经常使用经典案例，15万块达到退休最低标准。

Third Quarter of 2014 Dividend Report

Wu’s Properties

a. The investment total is			$63,850
b. The ending balance for this account is				$4,901.81
c. The reserve requirement is			$2,675.24
d. The total profit is		$4,901.81	-	$2,675.24	$2,226.57
e. The yearly return is			13.95%

a. The investment total is			$86,000
b. The ending balance for this account is				$5,960.49
c. The reserve requirement is			$3,375.84
d. The total profit is		$5,960.49	-	$3,375.84	$2,584.65
e. The yearly return is			12.02%

投资额 149，850

每季盈利4811.22。就算两公婆，退休的SSI是721/月。一季度是4326。15万赚的钱比最低SS benefit还高一点。