Don't mean to be rude.

来源: 2014-01-22 13:31:27 [博客] [旧帖] [给我悄悄话] 本文已被阅读:

Forget about the past, which can not be altered. In any event, you are about even if you sell at 150k, if you had been taking in 7k a year in the last 6 years.

What I am saying is that from now on, if you keep the property, you get 7k on the current liquitable value of 150k, or about 5%. 
If you sell and take a 350k loan, your potential return is about 26k - 9k tax- 5k hoa - 1k insurance - 14k interest= - 4k/yr.

If you want to keep it for 5 years and sell, you would need at least 5*(7k+4k) + 6%*(50k+15k) (fees for selling two houses) = 94k appreciation to be better off than just keeping the current situation.