I used the affordibility calculator for your senario: 180000 hou

1300 property tax, 200 insurance. Suppose your other household expenses are the same as mine, according to the calculation, your affordability level on housing cost is 3, and the affordability level on total monthly expense is 2. Levels 4 and 5 are recommended to maintain a financially comfortable life.
according to the result, your monthly housing expense is 4500, taking a whopping 48 percent of monthly expense.