一个利率7% 25年(1300/年) 全保保险计算 (假定20年前开始)

来源: 2013-02-18 17:50:35 [博客] [旧帖] [给我悄悄话] 本文已被阅读:
Savings Schedule  (2013)
If you save for 25 years...
Start with a balance of $1,300.00
Earn an Annual Interest Rate of 7% (compounded Annually)
Contribute $1,300.00 at the end of every Year
Year # Beginning
Balance
Earnings Contribution
Amount
Ending
Balance
1 $ 1,300.00 $ 91.00 $ 1,300.00 $ 2,691.00
2 $ 2,691.00 $ 188.37 $ 1,300.00 $ 4,179.37
3 $ 4,179.37 $ 292.56 $ 1,300.00 $ 5,771.93
4 $ 5,771.93 $ 404.03 $ 1,300.00 $ 7,475.96
5 $ 7,475.96 $ 523.32 $ 1,300.00 $ 9,299.28
6 $ 9,299.28 $ 650.95 $ 1,300.00 $ 11,250.23
7 $ 11,250.23 $ 787.52 $ 1,300.00 $ 13,337.74
8 $ 13,337.74 $ 933.64 $ 1,300.00 $ 15,571.39
9 $ 15,571.39 $ 1,090.00 $ 1,300.00 $ 17,961.38
10 $ 17,961.38 $ 1,257.30 $ 1,300.00 $ 20,518.68
11 $ 20,518.68 $ 1,436.31 $ 1,300.00 $ 23,254.99
12 $ 23,254.99 $ 1,627.85 $ 1,300.00 $ 26,182.84
13 $ 26,182.84 $ 1,832.80 $ 1,300.00 $ 29,315.63
14 $ 29,315.63 $ 2,052.09 $ 1,300.00 $ 32,667.73
15 $ 32,667.73 $ 2,286.74 $ 1,300.00 $ 36,254.47
16 $ 36,254.47 $ 2,537.81 $ 1,300.00 $ 40,092.28
17 $ 40,092.28 $ 2,806.46 $ 1,300.00 $ 44,198.74
18 $ 44,198.74 $ 3,093.91 $ 1,300.00 $ 48,592.65
19 $ 48,592.65 $ 3,401.49 $ 1,300.00 $ 53,294.14
20 $ 53,294.14 $ 3,730.59 $ 1,300.00 $ 58,324.73
21 $ 58,324.73 $ 4,082.73 $ 1,300.00 $ 63,707.46
22 $ 63,707.46 $ 4,459.52 $ 1,300.00 $ 69,466.98
23 $ 69,466.98 $ 4,862.69 $ 1,300.00 $ 75,629.67
24 $ 75,629.67 $ 5,294.08 $ 1,300.00 $ 82,223.75
25 $ 82,223.75 $ 5,755.66 $ 1,300.00 $ 89,279.41

Totals   $ 55,479.42 $ 32,500.00