回复：谢谢, 早点问就好了. 受到银行来信说已经报告IRS, 我们需要做什么吗?

No worry, it is a regular procedure that the financial company report any over 10k deposit within any one yer period, that does not mean IRS will do anything o you.....worst worst case, you get audited and tell them it is the gift from your parents.

Most probably, nothing will happen.