文章里给的例子。看起来像是loophole。

来源: 于 2012-12-02 19:04:15 [旧帖] [给我悄悄话] 本文已被阅读：次

For example, if you open a $5,000 nondeductible IRA and you also own a rollover IRA worth $95,000 from a previous 401(k) made with pretax contributions, then 95 percent of your contribution to the nondeductible IRA will be taxable when you do a Roth conversion.