Correct, you have to explain why somebody deposited 50K to your

来源: 于 2012-11-04 12:47:45 [旧帖] [给我悄悄话] 本文已被阅读：次

On the other hand, if bank is OK with the gift Money from your parent, then you can use it no problem.

Also remember, your credit score 740 is not high at all.  So you must show the lender you have soild downpay, solid income,  healthy debt ratio.