哇,跟我听到的大不相同。我听到的是Dallas 很多多可以按1%
1% rule 买投资房 which produces great cash flow!
Have you thought about refi to 30 yrs fixed or ARM to get cashflow then you don't have to worr about it?
I guess your house is worth ~300k. It seems your rent is toolow and your insurance is too high.