既然班长讲话了，

既然班长讲话了， 那就讲一下那三个Investment。

 

 

这三个都是EverBank的CD，大家一定要笑了，CD挣什么钱，开玩笑吧。

 

 

这3个CD和普通CD不一样，普通CD的固定利率，比如5%。

 

 

这3个CD是INDEXED，是用INDEX来计算INTEREST。

 

 

第一是Gold Indexed, 5 Year, from Oct 1, 2006 to Sep 30, 2011。

 

 

第二是Commodity Indexed, 3.5 Year, from Oct 1, 2006 to Mar 31, 2010.

 

第三是Japan Real Estate Indexed, 3.5 Year, from April 22, 2007 to Oct 21, 2010.

 

The best return is #1, total return in 5 years is 87%

#2 returned about 18%.

#3 is the worst, less than 2%.

 

This is safe investment, there was no way I could lose my principle. So the return is not comparable with option trading for sure.

But it was super safe, CDs were insured by FDIC.