let's do the numbers:

来源: 于 2012-03-01 09:14:59 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

you have 500,000 already, and contribution is 33000+6%X230000, this is about 50000 annually.

You goal is 2M.

The investment return you need is 9.5%. 

I bet most of people here can not do it while no effort is required.