no

来源: 2012-02-24 10:41:29 [博客] [旧帖] [给我悄悄话] 本文已被阅读:

he guarantee a clear title to you, that is all you need.

if you have a loan, then you need to guanrantee the bank has first lien on a clear title, thus, you need to pay for a lender policy.