Home insurance is a vague term

it can mean home "owner"'s insurance, or home maintenance insurance ( which is warranty service), or even others.

The cost is from $300-$1,000, depending on coverage, deductible.

The cheapest ones are not the good ones usually.

There are a lot of fineprints on warranty service terms. It needs an article, if not a book to explain.

But you can call a few to learn more.