做了一个计算,每年回报率是4.6%,11年的回报率是56%。公务员每年涨4%工资。
contribution |
2001 |
2002 |
2003 |
2004 |
2005 |
2006 |
2007 |
2008 |
2009 |
2010 |
2011 |
2000 |
1.00 |
1.05 |
1.09 |
1.14 |
1.20 |
1.25 |
1.31 |
1.37 |
1.43 |
1.49 |
1.56 |
2001 |
|
1.04 |
1.09 |
1.14 |
1.19 |
1.24 |
1.30 |
1.36 |
1.42 |
1.49 |
1.55 |
2002 |
|
|
1.08 |
1.13 |
1.18 |
1.24 |
1.29 |
1.35 |
1.41 |
1.48 |
1.54 |
2003 |
|
|
|
1.12 |
1.18 |
1.23 |
1.29 |
1.34 |
1.41 |
1.47 |
1.54 |
2004 |
|
|
|
|
1.17 |
1.22 |
1.28 |
1.34 |
1.40 |
1.46 |
1.53 |
2005 |
|
|
|
|
|
1.22 |
1.27 |
1.33 |
1.39 |
1.45 |
1.52 |
2006 |
|
|
|
|
|
|
1.27 |
1.32 |
1.38 |
1.45 |
1.51 |
2007 |
|
|
|
|
|
|
|
1.32 |
1.38 |
1.44 |
1.50 |
2008 |
|
|
|
|
|
|
|
|
1.37 |
1.43 |
1.50 |
2009 |
|
|
|
|
|
|
|
|
|
1.42 |
1.49 |
2010 |
|
|
|
|
|
|
|
|
|
|
1.48 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
total contribution: |
13.49 |
|
|
|
|
balance |
16.73 |
|
|
|
|
|
|
|
|
|
|
|
1.24 |