还是escrow的问题，请教va-landlord和各位老大

Our purchase agreement shows
“60 day escrow，
the loan contingency shall remain in effect until the designated loans are funded.

我的理解是如果到了60天，我们没法提供足够的fund, 那么卖家可以取消合同，把房子卖给别人，但应该退还我们的deposit。对不对？

Va-landlord的回帖说if the seller can find another buyer with a higher price, s/he can take your deposit and sell to the other buyer。意思是卖主可以不退还deposit? 我们的finance contingency也不能帮我们拿回deposit吗？