ONe of the couple is in a government/state university job:

来源: 于 2011-02-05 13:14:43 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

401K--1.5W (0.5W match up?)

403B--1.5W

457 plan--1.5W

Pension--matchup plus contribution--16% of one person's salary--about 1.6-2 W.

With this type of contributions and FSA accounts, it is possible to contribute to Roth IRA, I guess, another 1W.