偶比较了解ＴＩＡＡ－ＣＲＥＦ，偶是这样分配的，仅供参考：

来源: 于 2007-05-17 19:56:32 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

TIAA Traditional（相当于Bond Fund）：0%
CREF Stock: 25%
CREF Equity Index: 25%
CREF Global Equities: 40%
TIAA Real Estate: I had 10% in this, 0% for now, may come back next year or so for 10%.
CREF Social Choice: 10%

By the way, I stopped putting new money into TIAA_CREF several years ago. Now I invest in Fidelity and T. Rowe Price instead.