谈谈你的第一点. probation process is not only hassle, daunting, but al

谈谈你的第一点.  probation process is not only hassle, daunting and tedious, but also COSTLY as jy mentioned.  in chinese, 劳神伤财.

as far as insurance, it is only a supplement of protection for your family member.  it functions differenctly from living trust.

so far so good?

go trick or treat!  万圣节快乐!