understand your concern. there are 2 options

which could take care of it.

1. taking title to your house as joint tenants or community property w/ right of survivorship, the latter makes you entitled for "stepped-up basis" tax break;

or

2. placing the property in living trust.

hope this helps.

http://web.wenxuecity.com/BBSView.php?SubID=tzlc&MsgID=180849