Do I need to pay loan related fee for purchase loan?

I know I need to pay some fees (Title insurance, escrow fee, interest, tax...) for purchase loan. But do I also pay the fees for the loan? I thought I don't need to pay loan related fees just like paying no fees for refinance. These are some of the fees. Are they normal? What is origination fee?

Processing Fee XXX FINANCIAL CORP. 450.00
Lender Set Up Fee XXX BANK 455.00
Funding Fee XXX BANK 350.00
Origination Charge XXX FINANCIAL CORP. 2,565.68
Lender Credit XXX BANK 2,565.68
Credit report fee XXX BANK 50.00
Flood Certification Fee to XXX BANK 9.00
Prepaid Interest 06/09/2010-07/01/2010 @ 27.5100 p/d (Est.) 880.32
Total Loan Charges & Credits 4,760.00