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Key Details on NJ Property Tax Relief Programs 

• ANCHOR Program (Affordable NJ Communities for Homeowners & Renters):
  • Eligibility: Open to homeowners with incomes up to
    

    $250,000$ 250 comma 000

    $250,000
    and renters up to
    

    $150,000$ 150 comma 000

    $150,000
    who resided in NJ on Oct 1, 2025.
  • Benefit: Up to
    

    $1,750$ 1 comma 750

    $1,750
    for homeowners; up to
    

    $700$ 700

    $700
    for renters.
  • Payment: Payments begin in mid-September 2025 on a rolling basis, with earlier payments for seniors.
• Senior Freeze Program (Property Tax Reimbursement):
  • Eligibility: Homeowners (or mobile home owners) aged 65+ or receiving Social Security disability, with incomes up to
    

    $168,268$ 168 comma 268

    $168,268
    (for 2024) or
    

    $172,475$ 172 comma 475

    $172,475
    (for 2025).
  • Benefit: Reimburses the difference between property taxes paid in the "base year" (year of eligibility) and the current year, effectively locking in tax rates.
  • Payment: Issued on a rolling basis starting July 15, 2025.
• Application Process (Combined):
  • A single, combined application (Form PAS-1) is used for Senior Freeze, ANCHOR, and the new Stay NJ program, available via the NJ Division of Taxation website.
  • Deadline: November 2, 2026.
  • Eligible residents may qualify for multiple programs, allowing for combined relief.
• Stay NJ Program (Upcoming):
  • Beginning in 2026, this program will provide a 50% reimbursement (up to
    

    $6,500$ 6 comma 500

    $6,500
    in 2024, maxing to
    

    $13,000$ 13 comma 000

    $13,000
    later) for seniors with incomes under
    

    $500,000$ 500 comma 000

    $500,000
    , with payments arriving quarterly.