529 应该没有收入限制， 但是， 放进去有要求。查到的

来源: 于 2026-01-29 09:28:33 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

Quick Summary

  • There is no IRS annual contribution limit for 529 plans, but contributions above $19,000 per person ($38,000 for married couples) in 2025 and 2026 require filing a gift tax return.
  • Most states offer tax deductions or credits on contributions, with limits on the deductible amount ranging from $500 to unlimited per year.
  • Each state sets an aggregate lifetime limit (typically $235,000 to $600,000+) on total contributions per beneficiary.