4%提取率+3%通涨率，每年有7%盈利率就打平了。40%SGOV（4%），60%VTI（10%），平均年回报率7%。

来源: hhtt 于 2026-01-16 07:21:13 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

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