"Direct contributions" is different from "distribution".
Please note that withdrawal of "Direct contributions" is different from "early withdrawal".
Please see
http://www.irs.gov/publications/p590/ch02.html#en_US_publink10006523
Please note that withdrawal of "Direct contributions" is different from "early withdrawal".
Please see
http://www.irs.gov/publications/p590/ch02.html#en_US_publink10006523