$120 and $180, 网上找来的

Medicare Plan G's cost is not a single fixed price; rather, monthly premiums generally fall between $120 and $180, with a 2025 average premium of approximately $155. However, costs vary significantly by state, age, and chosen insurance provider. The plan covers most Medicare-related costs except the annual Part B deductible, which was $257 in 2025. 

 

Key Factors Influencing Plan G Costs 

 

• Location: Premiums differ by state and even by city.
• Age: Your age at enrollment affects your premium, especially if you are not in the initial open enrollment period.
• Insurance Company: Different private insurers set their own premiums.
• Pricing Method: How your premium is set (community-rated, issue-age, or attained-age) impacts future costs.

Plan G Costs vs. Benefits

• Annual Part B Deductible: You pay the Medicare Part B deductible ($257 in 2025) for covered services before the plan begins to pay its share. 
   
• Comprehensive Coverage: After the deductible, Plan G covers nearly all other Medicare out-of-pocket costs, including coinsurance and the Part A deductible. 
   
• Freedom to Choose Doctors: Plan G works with any doctor or hospital that accepts Original Medicare. 
   

How to Find Your Specific Cost

To get an accurate cost for a Medicare Plan G in your area, you need to compare plans from multiple private insurance companies that operate in your state.