find a lender allow escrow hold back.

That means you get a quote from a service provider to estimate how much need to fix. and deposit 150% in the lender account, after close, you will have 60 days to have some one to fix, you can use the money in escrow account to pay teh repair. after repair, the lender will repay all money left to you.

The problem is not many lender accept such way.

Let me know if your propertyis in Texas.