纪律，仅供参考

这是我三月初给自己定的投资纪律，是在回顾了将近一年的各种骚操作之后，

查找网上信息，让Chatgpt给出答案，自己修订真对自己的，是目标，我还没做到，也还需要更新，

没有纪律就是一团散沙，勿言胜利，赢了也是瞎碰，仅仅提供参考，在各路大侠坛子里班门弄斧，包涵！

Rules

 

1. Have a Clear Investment Goal: 5 years or longer
2. Diversify Your Portfolio:

 

Aim for 60% ETFs $xx; 30%stocks $xx (xx in total); 10% cash

Currently: ETF 49.5%; stocks 37.97%; cash 12.9%

 

Aim: 10 stocks, each individual stock 10%, $xx (!!)

 

1. Avoid Timing the Market: DCA for ETFs; be cautious to DCA stocks - watch and scale in gradually, or stay with the initial position
2. Be Patient. For stocks: enter a position when it’s up and above 50MA for short/medium term, up and above 200MA for long term. Don’t FOMO and buy
3. Stop-Loss and Take-Profit  (not for ETFs):

 

Watch stocks 50MA and 200 MA:

• Stop loss when down below 200MA
• Stop loss when loss is over 10%
• Exit early and stand by when the market becomes uncertain or risky
• Aim 10-20% gain for short term investment （to be re-assessed)

 

1. Invest in What You Understand: do not over spread to popular xx stocks; watch for xx sector （my field)
2. Invest Only What You Can Afford to Lose: limit to the portfolio amount for 2 years then re-assess it.
3. Review Your Portfolio Regularly: weekly review, monthly plan