如果你从2000到2024每年定投10万到QQQ，总投入250万，现在23米

来源: 于 2024-12-14 09:05:35 [旧帖] [给我悄悄话] 本文已被阅读：次

Year-by-Year Investment and Growth

  1. Jan?2,?2000:

    • Invest: $100,000
    • 2000 Return (−36%):
      • End?of?2000 = $100,000 × 0.64 = $64,000

  2. Jan?2,?2001:

    • Start: $64,000
    • New Investment: +$100,000 → $164,000
    • 2001 Return (−33%):
      • End?of?2001 = $164,000 × 0.67 = $109,880

  3. Jan?2,?2002:

    • Start: $109,880
    • New Investment: +$100,000 → $209,880
    • 2002 Return (−37%):
      • End?of?2002 = $209,880 × 0.63 ≈ $132,224

  4. Jan?2,?2003:

    • Start: $132,224
    • New Investment: +$100,000 → $232,224
    • 2003 Return (+49%):
      • End?of?2003 = $232,224 × 1.49 ≈ $345,016

  5. Jan?2,?2004:

    • Start: $345,016
    • New Investment: +$100,000 → $445,016
    • 2004 Return (+11%):
      • End?of?2004 = $445,016 × 1.11 ≈ $493,968

  6. Jan?2,?2005:

    • Start: $493,968
    • New Investment: +$100,000 → $593,968
    • 2005 Return (+1%):
      • End?of?2005 = $593,968 × 1.01 ≈ $599,908

  7. Jan?2,?2006:

    • Start: $599,908
    • New Investment: +$100,000 → $699,908
    • 2006 Return (+7%):
      • End?of?2006 = $699,908 × 1.07 ≈ $748,901

  8. Jan?2,?2007:

    • Start: $748,901
    • New Investment: +$100,000 → $848,901
    • 2007 Return (+19%):
      • End?of?2007 = $848,901 × 1.19 ≈ $1,010,192

  9. Jan?2,?2008:

    • Start: $1,010,192
    • New Investment: +$100,000 → $1,110,192
    • 2008 Return (−41%):
      • End?of?2008 = $1,110,192 × 0.59 ≈ $654,014

  10. Jan?2,?2009:

    • Start: $654,014
    • New Investment: +$100,000 → $754,014
    • 2009 Return (+54%):
      • End?of?2009 = $754,014 × 1.54 ≈ $1,160,381

  11. Jan?2,?2010:

    • Start: $1,160,381
    • New Investment: +$100,000 → $1,260,381
    • 2010 Return (+19%):
      • End?of?2010 = $1,260,381 × 1.19 ≈ $1,499,853

  12. Jan?2,?2011:

    • Start: $1,499,853
    • New Investment: +$100,000 → $1,599,853
    • 2011 Return (+3%):
      • End?of?2011 = $1,599,853 × 1.03 ≈ $1,647,849

  13. Jan?2,?2012:

    • Start: $1,647,849
    • New Investment: +$100,000 → $1,747,849
    • 2012 Return (+19%):
      • End?of?2012 = $1,747,849 × 1.19 ≈ $2,080,935

  14. Jan?2,?2013:

    • Start: $2,080,935
    • New Investment: +$100,000 → $2,180,935
    • 2013 Return (+37%):
      • End?of?2013 = $2,180,935 × 1.37 ≈ $2,989,681

  15. Jan?2,?2014:

    • Start: $2,989,681
    • New Investment: +$100,000 → $3,089,681
    • 2014 Return (+19%):
      • End?of?2014 = $3,089,681 × 1.19 ≈ $3,676,727

  16. Jan?2,?2015:

    • Start: $3,676,727
    • New Investment: +$100,000 → $3,776,727
    • 2015 Return (+9%):
      • End?of?2015 = $3,776,727 × 1.09 ≈ $4,116,632

  17. Jan?2,?2016:

    • Start: $4,116,632
    • New Investment: +$100,000 → $4,216,632
    • 2016 Return (+7%):
      • End?of?2016 = $4,216,632 × 1.07 ≈ $4,511,784

  18. Jan?2,?2017:

    • Start: $4,511,784
    • New Investment: +$100,000 → $4,611,784
    • 2017 Return (+33%):
      • End?of?2017 = $4,611,784 × 1.33 ≈ $6,141,665

  19. Jan?2,?2018:

    • Start: $6,141,665
    • New Investment: +$100,000 → $6,241,665
    • 2018 Return (−1%):
      • End?of?2018 = $6,241,665 × 0.99 ≈ $6,179,248

  20. Jan?2,?2019:

    • Start: $6,179,248
    • New Investment: +$100,000 → $6,279,248
    • 2019 Return (+39%):
      • End?of?2019 = $6,279,248 × 1.39 ≈ $8,729,176

  21. Jan?2,?2020:

    • Start: $8,729,176
    • New Investment: +$100,000 → $8,829,176
    • 2020 Return (+49%):
      • End?of?2020 = $8,829,176 × 1.49 ≈ $13,125,473

  22. Jan?2,?2021:

    • Start: $13,125,473
    • New Investment: +$100,000 → $13,225,473
    • 2021 Return (+27%):
      • End?of?2021 = $13,225,473 × 1.27 ≈ $16,798,550

  23. Jan?2,?2022:

    • Start: $16,798,550
    • New Investment: +$100,000 → $16,898,550
    • 2022 Return (−33%):
      • End?of?2022 = $16,898,550 × 0.67 ≈ $11,321,029

  24. Jan?2,?2023:

    • Start: $11,321,029
    • New Investment: +$100,000 → $11,421,029
    • 2023 Return (+54%):
      • End?of?2023 = $11,421,029 × 1.54 ≈ $17,786,386

  25. Jan?2,?2024:

    • Start: $17,786,386
    • New Investment: +$100,000 → $17,886,386
    • 2024 Return (+30%):
      • End?of?2024 = $17,886,386 × 1.30 ≈ $23,252,301

Final Amount on Jan2,2025

After the 25th (and final) $100,000 contribution on Jan2,2024 and applying the +30% return for 2024, the portfolio is approximately $23.25million on Jan2,2025.

Key Observations

  • Total Invested: $100,000 each year for 25 years (2000–2024) = $2.5million.
  • Final Value: ~$23.25million by Jan2,2025.
  • Disclaimer: These calculations use approximate annual returns for QQQ and do not account for taxes, fees, or dividend reinvestment specifics. Past performance does not guarantee future results.