这个defined benefit pension 数字比想象的低得太多。

In 2022, the median annual pension benefit for private sector employees aged 65 and older was $11,040, while the median for state and local government employees was $24,980. 下图是不同年份的，略有差别。

Defined benefit pension, 也就是固定，不受股票市场影响的。多数的私人公司可能已经没有这类pension.