Very clear. Thanks. But...

来源: 于 2009-10-30 12:34:08 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

But why do I go to a bank when I got your money already?

If you lend to me, I pay 10% APR. I put a lien on the house, and you're the lien holder. If I default, you get the house. No bank involved. Is this clear?