这个讲了两个人年龄的影响
How a deceased spouse's age affects the Social Security retirement benefit
When a spouse passes, the SSA pays an eligible surviving spouse a percentage of the deceased's retirement benefits, depending on the deceased's age:
- If the deceased did not reach full retirement age, the surviving spouse can receive 100% of the retirement benefit.
- If the deceased reached retirement age, the surviving spouse can receive whatever the deceased was entitled to in the month of their death.
- Similarly, if the deceased already received monthly payments, the surviving spouse is entitled to what they received in the month of their death.
How a surviving spouse's age affects Social Security retirement benefits
- As a surviving spouse, you're entitled to 100% of the deceased's benefits once you reach full retirement age. The full retirement age can differ based on the type of benefit. See this chart for the survivor's full retirement age.
- If you're younger than full retirement age but at least age 60 (or age 50 with a disability), you are entitled to a reduced benefit (71½% to 99%, depending on your age).