应该是不用交州税的。 请看加州官方文件。 你没google 过吗？

https://www.ftb.ca.gov/tax-pros/law/legislation/2019-2020/AB2384-021820.pdf

Earnings on amounts in HSAs are not taxable. Distributions from an HSA for qualified medical expenses are not includible in gross income; however, distributions made from an HSA that are used for non-qualified medical expenses are includible in gross income and are subject to an additional tax of 20 percent.