200万也不行,这个与每年回报率,通胀关系很大,2000年开始200万账户情况是这样的
| Year | Dividends reinvested | Yearly amount | 2000000 | withdrawal | Yearly inflation |
| 2000 | -9.03 | 96000 | 1723400 | 4.8 | 3 |
| 2001 | -11.85 | 98880 | 1420297 | ||
| 2002 | -21.97 | 101846 | 1006411 | ||
| 2003 | 28.36 | 104902 | 1186928 | ||
| 2004 | 10.74 | 108049 | 1206355 | ||
| 2005 | 4.83 | 111290 | 1153332 | ||
| 2006 | 15.61 | 114629 | 1218738 | ||
| 2007 | 5.48 | 118068 | 1167457 | ||
| 2008 | -36.55 | 121610 | 619141 | ||
| 2009 | 25.94 | 125258 | 654488 | ||
| 2010 | 14.82 | 129016 | 622468 | ||
| 2011 | 2.10 | 132886 | 502653 | ||
| 2012 | 15.89 | 136873 | 445652 | ||
| 2013 | 32.05 | 140979 | 447504 | ||
| 2014 | 13.52 | 145209 | 362798 | ||
| 2015 | 1.38 | 149565 | 218239 | ||
| 2016 | 11.77 | 154052 | 89874 | ||
| 2017 | 21.61 | 158673 | -49377 | ||
| 2018 | -4.23 | 163434 | -210722 | ||
| 2019 | 31.20 | 168337 | -444804 | ||
| 2020 | 18.06 | 173387 | -698523 | ||
| 2021 | 28.50 | 178588 | -1076190 | ||
| 2022 | -18.04 | 183946 | -1065991 | ||
| 2023 | 26.29 | 189464 | -1535704 |
