下面是第一年底取8万和通胀5%,或者10万和通胀3%年底取出的账户情况,哈哈
Balance | Balance | without withdrawal | ||||||
Year | SP500 Dividends reinvested | Yearly withdrawal | Principal | 1000000 | Yearly withdrawal | Principal | 1000000 | 1000000 |
1988 | 16.35 | 80000 | 1000000 | 1083500 | 100000 | 1000000 | 1063500 | 1163500 |
1989 | 31.23 | 84000 | Yearly inflation | 1337877 | 103000 | Yearly inflation | 1292631 | 1526861 |
1990 | -3.14 | 88200 | 5% | 1207668 | 106090 | 3% | 1145952 | 1478918 |
1991 | 30.00 | 92610 | 1477358 | 109273 | 1380465 | 1922593 | ||
1992 | 7.43 | 97241 | 1489885 | 112551 | 1370483 | 2065442 | ||
1993 | 9.94 | 102103 | 1535877 | 115927 | 1390782 | 2270746 | ||
1994 | 1.28 | 107208 | 1448329 | 119405 | 1289179 | 2299812 | ||
1995 | 37.11 | 112568 | 1873236 | 122987 | 1644605 | 3153272 | ||
1996 | 22.68 | 118196 | 2179889 | 126677 | 1890925 | 3868434 | ||
1997 | 33.10 | 124106 | 2777326 | 130477 | 2386344 | 5148886 | ||
1998 | 28.34 | 130312 | 3434109 | 134392 | 2928242 | 6608080 | ||
1999 | 20.88 | 136827 | 4014324 | 138423 | 3401235 | 7987848 | ||
2000 | -9.03 | 143669 | 3508162 | 142576 | 2951528 | 7266545 | ||
2001 | -11.85 | 150852 | 2941593 | 146853 | 2454918 | 6405459 | ||
2002 | -21.97 | 158395 | 2136930 | 151259 | 1764314 | 4998180 | ||
2003 | 28.36 | 166314 | 2576649 | 155797 | 2108876 | 6415664 | ||
2004 | 10.74 | 174630 | 2678751 | 160471 | 2174899 | 7104706 | ||
2005 | 4.83 | 183361 | 2624774 | 165285 | 2114662 | 7447863 | ||
2006 | 15.61 | 192530 | 2841971 | 170243 | 2274517 | 8610475 | ||
2007 | 5.48 | 202156 | 2795555 | 175351 | 2223810 | 9082329 | ||
2008 | -36.55 | 212264 | 1561516 | 180611 | 1230396 | 5762738 | ||
2009 | 25.94 | 222877 | 1743696 | 186029 | 1363532 | 7257592 | ||
2010 | 14.82 | 234021 | 1768091 | 191610 | 1373997 | 8333167 | ||
2011 | 2.10 | 245722 | 1559499 | 197359 | 1205492 | 8508164 | ||
2012 | 15.89 | 258008 | 1549296 | 203279 | 1193766 | 9860111 | ||
2013 | 32.05 | 270908 | 1774936 | 209378 | 1366990 | 13020276 | ||
2014 | 13.52 | 284454 | 1730454 | 215659 | 1336147 | 14780618 | ||
2015 | 1.38 | 298677 | 1455658 | 222129 | 1132457 | 14984590 | ||
2016 | 11.77 | 313610 | 1313378 | 228793 | 1036955 | 16748276 | ||
2017 | 21.61 | 329291 | 1267909 | 235657 | 1025384 | 20367579 | ||
2018 | -4.23 | 345755 | 868521 | 242726 | 739284 | 19506030 | ||
2019 | 31.20 | 363043 | 776456 | 250008 | 719933 | 25591912 | ||
2020 | 18.06 | 381195 | 535489 | 257508 | 592445 | 30213811 | ||
2021 | 28.50 | 400255 | 287848 | 265234 | 496058 | 38824747 | ||
2022 | -18.04 | 420268 | -184348 | 273191 | 133378 | 31820763 | ||
2023 | 26.29 | 441281 | -674094 | 281386 | -112943 | 40186441 |