我相信福虎。美国个人破产的最大原因就是医疗账单，17%的有医疗债务的成年人破产或者失去自住的房子

In America, medical bills are the most common reason for bankruptcy. In fact, medical bankruptcy statistics suggest that 17% of adults with health care debt had to declare bankruptcy or lose their home because of it as of 2022.

 

49+ U.S. Medical Bankruptcy Statistics for 2023 - RetireGuide