What lemon said is right.

来源: 2024-01-03 08:42:48 [旧帖] [给我悄悄话] 本文已被阅读:

After research, I figure out that you can convert 2023 traditional IRA to Roth IRA in 2024. But you have to report them in 2024 tax form. Since there are no taxable income, so it really does  not matter when you report, because your contribution to traditional IRA is after tax.