不会！银行应该每个月给你同样的数。计算公式很简单，A = P(1+r/n)(nt), 但是n要问银行.

来源: 于 2023-09-05 18:19:23 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

Formula for Calculating CD Interest

A = P(1+r/n)(nt)

  • A is the total that your CD will be worth at the end of the term, including the amount you put in.
  • P is the principal, or the amount you deposited when you bought the CD.
  • R is the rate, or annual interest rate, expressed as a decimal. If the interest rate is 1.25% APY, r is 0.0125.
  • n is the number of times that interest in compounded every year. Most CDs pay interest that is compounded daily, so n = 365. Check with your bank to verify the interest is compounded daily.
  • t is time, or the number of years until the maturity date.