what you need is Title Insurance

https://www.myfloridacfo.com/division/consumers/understanding-insurance/title-insurance-overview Who pays for Title Insurance depends on what is customary in each county, there is no a "state" rule. https://marinatitle.com/determining-who-pays-for-title-insurance-in-the-state-of-florida-can-the-parties-negotiate/ For example, in Broward county the buyer pays for the Title Insurance but in Palm Beach county the seller pays for it. https://marinatitle.com/title-insurance-in-broward-county-and-palm-beach/