贷款的新政策,5月一日开始执行

贴了好几次，彬彬有礼的用词，非不让我贴，为什么--实验了好几次，明白了。 新闻链接不让贴ny-post的新闻链接。同学们自己搜吧。贴一小段文字：

The result, according to industry pros: pricier monthly mortgage payments for most homebuyers — an ugly surprise for those who worked for years to build their credit, only to face higher costs than they expected as part of a housing affordability push by the US Federal Housing Finance Agency.

“It’s going to be a challenge trying to explain to somebody that says, ‘I worked my whole life for high credit and I’ve put a lot of money down and you’re telling me that’s a negative now?’ That’s a hard conversation to have,” one worried Arizona-based mortgage loan originator told The Post.

 

拜登5月1日新政策：credit score越高的，买房的贷款利率越高。

credit score> 680,会导致你贷款利率变高

down payment > 15%, 也会导致你贷款利率变高。

这个政策包括所有的mortage, FHA, conventional. 

让信用好的人多付premium, 去补贴信用不好的买房。